Legal
Terms of use.
The rules for using this site, and the limits of what anything on it means.
Figures on this page were checked against Galt Credit’s published state disclosures on . How we source figures
Last reviewed .
Acceptance
By using GaltCreditLoans.com you agree to these terms. If you do not agree, do not use the site.
This site is not a lender
GaltCreditLoans.com is an independent information resource. It is not a lender, not a Credit Services Organization, not a Credit Access Business and not a broker of record. It does not make credit decisions, does not set rates or terms, and does not fund loans. Applications submitted here are passed to a licensed lender or lending network, which makes its own decision under its own criteria.
This site is not operated by, affiliated with, endorsed by or sponsored by Galt Credit LLC or Galt Financial Solutions LLC. Product names, logos and trademarks referred to on this site belong to their respective owners and are used for identification only.
No offer and no guarantee
Nothing on this site is an offer or solicitation to lend. Approval is not guaranteed and is subject to verification of identity, income and banking history. A pre-approval is not a loan. Amounts, rates, fees, terms and availability vary by state and by applicant, and change without notice.
Accuracy of information
Figures on this site are taken from the lender’s published state disclosures at the time of writing and are believed accurate then. They may be out of date by the time you read them. Where anything here conflicts with the lender’s current disclosures or with your own loan agreement, those documents govern. Calculator outputs and worked examples are estimates and illustrations, never quotes.
Not financial, legal or tax advice
Content here is general information and does not take account of your circumstances. It is not financial, legal or tax advice and should not be relied on as a substitute for advice from a qualified professional. Borrowing decisions are yours.
Eligibility
You must be at least 18 and a resident of the United States to use this site. Loans described here are available only to residents of Texas, Wisconsin, Missouri and Utah, and are not offered to covered borrowers as defined by the Military Lending Act.
Acceptable use
Do not submit false information, submit an application on behalf of another person without their authority, attempt to gain unauthorised access to the site, scrape or copy it systematically, or use it for any unlawful purpose.
Third-party links
Links to other sites are provided for convenience. This site does not control them and is not responsible for their content, their practices or their privacy policies.
Limitation of liability
The site is provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, the operators of this site are not liable for any indirect, incidental, consequential or punitive damages arising from your use of it or from any loan you obtain.
Governing law and severability
These terms are governed by the laws of the United States and of the state in which the site operators are established, without regard to conflict-of-law rules. If any provision is found unenforceable, the remaining provisions continue in full effect. Nothing here limits any right you hold under consumer protection law that cannot be waived by agreement, including rights under your own state’s lending statutes.
Changes
These terms may be updated at any time. Continued use of the site after a change means you accept the revised terms.