Corrections
Corrections and changes.
Every material change to a figure or a claim on this site, with the date it was made. Published because a resource that quietly edits its numbers is not one you can check.
Figures on this page were checked against Galt Credit’s published state disclosures on . How we source figures
How corrections work
If a number on this site is wrong, tell us and we will fix it on the page and record the change here rather than editing it away. Where this site and Galt Credit’s current disclosures disagree, the lender’s disclosures are correct — check them before you sign anything.
What counts as a correction
Anything that changes what a reader would conclude: an amount, a rate, a fee, a term, a state availability, or the lender’s legal role. Fixing a typo or rewording a sentence does not, and is not logged.
Log
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Texas lender role corrected
The site originally described Galt Credit as a direct lender in all four states. Its own Texas disclosure states otherwise: in Texas, Galt Financial Solutions LLC operates as a Credit Services Organization and Credit Access Business and arranges the loan with an unaffiliated third-party lender. Every page now says so, and the Texas page explains what it means for a borrower.
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Loan maximum split by state
"Up to $1,500" was being shown to every reader. Texas caps loans at $1,000. Amounts are now stated per state, and choosing your state in the header narrows every figure on the page to the one that applies to you.
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APR moved to the first screen
The annual percentage rate published in the lender’s Texas fee schedule, approximately 598%, now appears on the homepage rather than on an inner page, alongside the total of payments.
Report something
If a figure here does not match the lender’s current disclosure, we want to know. Use the contact details on the about page and include the page address and the figure you believe is wrong. Rates, fees, amounts and availability change, and a site covering high-cost credit that lets its numbers drift is worse than no site at all.
Why this page exists
Anyone can claim to be accurate. A dated log of the times we were not is the only version of that claim a reader can actually verify. It is also the reason the review date at the top of every page means something: pages are re-checked against the lender’s published disclosures on a schedule, and when a check changes a number, it lands here.
Sources
Where these figures come from.
- Galt Credit — Texas rates, terms and fee schedule — CSO/CAB structure, published APR and worked payment examples
- Galt Credit — rates and terms by state — Missouri, Wisconsin and Utah amounts, terms and state regulators
- Galt Credit — frequently asked questions — Loan range, repayment window and soft credit check
Rates, fees, amounts and availability change. Where this page and the lender’s current disclosures disagree, the lender’s disclosures are correct.
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