About
About this site — and about Galt Credit.
GaltCreditLoans.com is an independent information resource. It is not the official Galt Credit website and it is not operated by the lender.
Figures on this page were checked against Galt Credit’s published state disclosures on . How we source figures
What is GaltCreditLoans.com?
An independent information resource covering Galt Credit installment loans. It is not the official Galt Credit website and is not operated by, affiliated with or endorsed by Galt Credit LLC or Galt Financial Solutions LLC. Figures are taken from the lender’s published state disclosures. Applications submitted here may earn this site a referral fee.
About the lender
Galt Credit, formerly Lend You Cash.
The company rebranded from Lend You Cash and now operates as Galt Credit, with a separate entity, Galt Financial Solutions LLC, handling Texas business under a Credit Access Business licence.
- Product
- Personal installment loan
- Amounts
- $100–$1,500
- Terms
- About 4–10 months
- Direct lender in
- MO, WI, UT
- CSO / CAB in
- Texas
- Credit check
- Soft inquiry
- Industry body
- Online Lenders Alliance
State licence documents are published on the lender’s own site. This page does not reproduce licence numbers; check them at the source before you apply.
What this site is
An independent resource covering one lender’s small-dollar installment loan: what it costs, who can get it, where it is available and how it compares with the alternatives. Every figure on the site is taken from the lender’s own published state disclosures — the Texas fee schedule, the Missouri, Wisconsin and Utah rates and terms pages, and the published FAQ — rather than from an advert.
It is not operated by, affiliated with, endorsed by or sponsored by Galt Credit LLC or Galt Financial Solutions LLC. The official site is galtcredit.com and existing customers manage their accounts at app.galtcredit.com. Applications submitted through this site are passed to a licensed lender or lending network. Product names and trademarks belong to their owners.
What Galt Credit is
A small-dollar installment lender that rebranded from Lend You Cash. It offers one product: a personal installment loan of $100 to $1,500, repaid over roughly four to ten months, decisioned on income and bank activity with a soft credit check. It is a member of the Online Lenders Alliance.
In Missouri, Wisconsin and Utah it is the licensed direct lender. In Texas, Galt Financial Solutions LLC operates as a Credit Services Organization and Credit Access Business licensed by the Texas Office of Consumer Credit Commissioner, arranging loans through an unaffiliated third-party lender. State licence documents are published on the lender’s own site; this page deliberately does not reproduce licence numbers, because you should verify those at the source.
How the editorial line works
Three rules govern what appears here. Costs are stated before benefits — the APR near 598% appears on the homepage rather than in a footnote. Cheaper alternatives are named in full, repeatedly, even though naming them costs this site conversions. And nothing is claimed that the lender’s own disclosures do not support, which is why funding speed is described as usually next business day rather than guaranteed same day.
Content is written and checked against the lender’s published state disclosures by the GaltCreditLoans.com credit and compliance desk, whose members work in consumer lending compliance, small-dollar credit underwriting and responsible-borrowing education. Pages carry the date they were last reviewed. Rates, fees, amounts and availability change; where this site and the lender’s current disclosures disagree, the lender’s disclosures are correct.
Last reviewed .
How this site makes money
Applications submitted through the form on this site may earn a referral fee. That is the whole business model, and it is disclosed here rather than buried, because you should know it before you weigh anything you read. It is also why the cheaper alternatives are listed on every relevant page: a resource that only ever pointed you toward the highest-paying option would not be worth reading.
Contact the lender
General: 1-800-402-8845 ·
[email protected]
Texas Credit Access Business questions: 888-743-6229
Online Lenders Alliance consumer hotline: 1-866-299-7585
Sources
Where these figures come from.
- Galt Credit — rates and terms by state — Missouri, Wisconsin and Utah amounts, terms and state regulators
- Galt Credit — Texas rates, terms and fee schedule — CSO/CAB structure, published APR and worked payment examples
- Galt Credit — frequently asked questions — Loan range, repayment window and soft credit check
Rates, fees, amounts and availability change. Where this page and the lender’s current disclosures disagree, the lender’s disclosures are correct.
Keep going
Read next
Check what you qualify for before you commit to anything.
A soft credit check shows your amount without touching your score. Nothing is final until you read the numbers and e-sign.
Advertising disclosure: GaltCreditLoans.com is an independent resource, not the lender. Applications submitted through this site may earn us a referral fee. It does not change what you pay, and cheaper alternatives are named on every page.
Approval is not guaranteed. Texas, Wisconsin, Missouri and Utah only.